The Good, The Bad & The Ugly

Annuities, Honestly: Why annuities may, or may not, be a good fit for you. I’d rather tell you the truth than have you buy the wrong thing.

Taught by Alex Alston, Lead Advisor at Rose Wealth LLC.

LIVE, Friday at 3:30 PM CST

A free class in plain English on what an annuity actually does, what the sales pitch leaves out, and who shouldn’t buy one. Alex sells these, so some of what he says on this class talks people out of buying. That’s the point. Nothing is sold on the class.

Plain English: what an annuity really does, what the pitch leaves out, and who shouldn’t buy one. Alex would rather tell you the truth than have you buy the wrong thing. Nothing is sold on the class.

Friday, 3:30 PM CST

~60 min + live Q&A

Online join from home

What an annuity actually does with your money, in normal words
What the sales pitch skips: lock-up periods, fees, and the big number in the brochure that isn’t really your money
Whether you should buy one at all, and if so, how much (almost never all of your savings)

Save Your Seat

Friday at 3:30 PM CST

Come hear it in plain English. Bring the paperwork if someone gave you a proposal.

Reserve your spot below. Seating for the live session is limited

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Taught live by Alex Alston, Lead Advisor & Chief Compliance Officer at Rose Wealth. Educational only, no products sold and no rates quoted.

What we’ll cover

The questions you actually have

Six questions Alex answers out loud on the class. No jargon, no products sold, no rates quoted.

“How do you get paid?”

Alex answers this in the first five minutes without being asked, including what he earns when you buy and what he earns when you don’t, so you can weigh everything after it however you want to.

“What is an annuity, in normal words?”

Ninety seconds, no charts. Most people are surprised by what they’re actually buying, and by what they give up to get it.

“What is it actually good at?”

There are only two problems an annuity genuinely solves. If a pitch isn’t clearly about one of them, you’ll know what that means.

“How much of my money should go in?”

Almost never all of it. Alex walks through the simple math he uses to decide how much is too much.

“What’s the catch?”

The parts that get glossed over, including one big number in most brochures that isn’t money you can actually take out.

“Should I even buy one?”

The people Alex tells no, three warning signs to watch for in a pitch, then open Q&A on your own situation.

Your presenter

Alex Alston

Alex is the Lead Advisor and Chief Compliance Officer at Rose Wealth. He is licensed to sell annuities, and a fair number of his conversations end with him telling someone not to buy one. That costs him money. He does it anyway, and there’s a whole section in this class on exactly who those people are.

He starts every class the same way: “I charge a fee for advice, and an insurance company pays me a commission when someone buys a policy. You should know that before you weigh anything else I say. I’d rather tell you the truth than have you buy the wrong thing.”

Lead Advisor, Rose Wealth Chief Compliance Officer Registered Investment Advisor · Fiduciary Licensed insurance agent · commissions disclosed

Who this class is for

For anyone who’s been pitched an annuity

Someone has pitched you one, or you keep hearing about them, and you want both sides before you decide anything.

You’re retired or getting close, and you want part of your monthly income to be steady no matter what the market does.

You’d rather hear the downsides said out loud than sit through one more pitch full of charts.

This class is educational and not individualized advice or a recommendation to buy, sell, or replace any product. No specific contracts, carriers, or rates are quoted.